Very few people think about taking care of joint insurances after a separation. A separation usually means a serious emotional breakup. While it is limited to the emotional life of unmarried couples, in the case of divorce, there are also financial and legal aspects to consider. To avoid legal problems with health insurance, for example, you should also pay a little attention to the topic of insurance in the context of separation.
The most important facts in brief
- Spouses who are covered by family health insurance must take out their own health insurance upon divorce.
- The pension equalization also takes into account private pension contracts.In many policies only one spouse is named as policyholder.
- In this case, there is no insurance cover for the unnamed partner after the divorce.
- For the new apartment, the existing household insurance covers both apartments for a certain period of time.
Health insurance: Observe compulsory insurance
If both spouses were employed, there was also automatically an independent health insurance policy. Depending on income or employment status, this may have been private or statutory.