Loans

Prepaid credit cards are likely to gain further value in the coming years. Especially free prepaid credit cards, with which worldwide payments can be made or cash can be withdrawn, are in demand. The credit cards of the type MasterCard as well as Visa credit card are particularly in demand and offer a lot of advantages. In general, it should be noted that prepaid credit cards can of course be taken out and managed online. The complete banking takes place online and can therefore be realized very easily.

Prepaid credit cards 2022: The Black & example White MasterCard

The Black& White MasterCard credit card is a double. The issuer of the credit card is PayRNet based in Lithuania. Payments used to be processed by Wirecard Bank, which is no longer in existence. The great advantages of the Black& White MasterCard credit card lie in transparency and cost control. In concrete terms, this means that the cards can be used without an annual fee and without a monthly fee. In numerous tests, the credit cards with the label Black& White very well off. Another benefit that borrowers can take advantage of here is the fact that there is no query at KSV if one decides to use the credit card. Proof of salary is also not required when applying for the Black& White MasterCard credit card decides.

Insurance

Now is the time to gather the documents for the tax return. An important document for retirees is the pension statement from the German Pension Insurance Fund (Deutsche Rentenversicherung). How do pensioners get their tax assessment?

Normally the German pension insurance sends out the so-called "Rentenbezugsmitteilung" already in the middle of January. However, this year that seems to be delayed. If it has not yet arrived in your mailbox, it is best to request it online or by telephone – at www.german-pension-insurance.de/tax certificate. It is also possible by telephone at 0800 1000 48000. The caller is thereby referred to the Internet address. In return, there is a notice that the data no longer have to be entered in the tax return, as they are automatically transmitted to the tax authorities.

News

With a glass of champagne kitzingen's mayor siegfried muller celebrated her 95th birthday with adele placht. Birthday on monday morning. The rustic pensioner likes to keep fit by guessing crosswords in her head and doing puzzles. In addition, cards are often played with the family, with the romme games involving hard cash. "When I win, my kids always tease me a little bit", tells placht with a smile on his face. "But when I lose, my son always says, "the money stays in the family."

Adele placht was born in 1925 in kudenitz in what was then sudetenland and married the teacher gustav placht in 1944. He died in 1987 at the age of 85. In 1945, she was expelled from her home and landed two years later in wiesentheid, where she lived until the mid-1960s. After that, she moved with her family to the then newly built apartment blocks in the kitzinger development. Since the death of her husband she now lives in the city center.

Insurance

It is not always possible to find a medical cause for physical complaints. For example, many people have pain, digestive problems, or circulatory problems for which the cause is unclear. If the complaints persist, it is important to reconsider how you deal with stresses and conflicts.

At a glance

  • Some people have persistent physical complaints for which doctors cannot find a cause.
  • Complaints of unknown cause can be disconcerting – but they often disappear on their own after a few weeks.
  • If no physical cause is found, this does not mean that the complaints have no cause.
  • It is estimated that around 10 percent of the population have complaints whose causes cannot be clearly determined.
  • Severe psychological strain and stress can be the result if such complaints persist permanently.

Note: The information in this article cannot and is not intended to replace a doctor's visit and should not be used for self-diagnosis or self-treatment.

News

Especially when the weather is nice, many of us enjoy our time on the bike. But what if you're still on your bike after a barbecue or a visit to the beer garden? Is it allowed to ride a bicycle drunk at all? The answer is: it depends. In this article, you will learn everything you need to know about the blood alcohol limit for bicycles and when it is assumed that you are unfit to drive.

What is the blood alcohol limit for bicycles??

The alcohol limit for bicycles and e-bikes in Germany is 1.6 per mille. This means that up to this alcohol limit you can still ride a bicycle without penalty. If you have a blood alcohol level of 1.6 or more, you are considered absolutely unfit to drive and are committing a criminal offense. This alcohol limit for bicycles is higher than for car drivers, where it is 0.5 per mille.

News
A changing world of work: "companies and applicants at eye level

The term "shortage of skilled workers" hovers like a sword of damocles about local companies. For many positions, it is almost impossible to find interested parties. Professor tim weitzel, an information systems specialist at the university of bamberg, explains what this means for applicants and what they still need to bear in mind: mr. Weitzel, the shortage of skilled workers seems to be omnipresent – what's the problem?? Tim weitzel: there are too few candidates, and those who are there are not always sufficiently qualified. Today, we have less than half as many apprentices as we did in 1950. At the same time, the jobs have become more demanding and more complex than before. They make significantly more savings as a result. But it is becoming more difficult to find people who fit into them.

Why is that?? On the one hand, applicants are becoming clearer that they have a value. There is a tilted balance of power. In the meantime, companies are looking for employees more urgently than the other way around. This is not true for all areas and tasks. But for scarce profiles like business information scientist it is especially true. Particularly in small and medium-sized businesses, more than half of the positions are no longer available or are difficult to fill.

Insurance
Transport insurance - protection for your move

Despite all caution, furniture, television or other household items can be damaged during the move. In this article, you'll learn how to protect yourself with transportation insurance, when coverage kicks in, and whether you need the policy even if you're moving with a moving company.

What does a transport insurance cover?

Basically, your movable property is covered by homeowner's insurance. But this only applies in the old home or at the new place of residence. During transportation you need special coverage. Transport insurance covers damage that occurs during transport and for which the policyholder is not personally responsible. Possible loss events include, for example, a traffic accident, a lightning strike or even theft.

News

What is aging eye care? Conditions, treatment options and more!

Learn more about aging eye care
News

Maxim kantor is one of the most important russian artists. His paintings hang in the rough museums of australia, europe and the united states – now he is coming to bamberg with his works

2016 the city has conquered the heart of the universal artist during the hegel week at the university of bamberg, says the university's press release. From this connection his wish to show his art in bamberg had already arisen at that time. Together with prof. Christian illies, holder of the chair of philosophy II and organizer of the hegelwoche, and fabian franke, director of the university library, are now realizing this project with an exhibition. It will be held tomorrow friday at 7 pm in the partial library 1, at the university 2, under the title "garden of knowledge" opened in the presence of the artist.

Insurance

Here's when you can expect your no-claims bonus to expire. If you don't own a car for a long time, of course you don't need car insurance anymore. Then there is the question of what happens to the no-claims bonus after the insurance ends. In the following we will get to the bottom of the question how long it takes for the no-claims bonus to expire.

Interruption of less than six months has no effect

With a high no-claims bonus, your car insurance becomes noticeably cheaper. However, you have to have been on the road for a long time without an accident before you can achieve a high no-claims bonus. But what if you don't need the car insurance for a while and let the policy expire. Then, of course, it would be extremely annoying to lose your no-claims bonus immediately. Finally, it may be that one wants to take out car insurance again later and then use the discount again.